For a lot of people, a tax refund feels like a small breath of relief — a chance to catch up, treat yourself, or finally feel okay for a moment.
And that’s understandable.
But what most people aren’t taught is that your refund can also be a starting point — a way to slowly improve your financial life without needing to be an expert, rich, or perfectly organized.
Inside the Money Talks Money Matters SKOOL Membership, they focus on simple, beginner-friendly ways to use money like this more intentionally — especially during tax season.
Here are a few examples of what that can look like:
- Improving your credit step by step, not by dumping all your money into debt, but by learning how to clean up your credit report, update outdated information, and put yourself in a better position for future approvals — like a car, a home, or even a travel credit card.
- Exploring the idea of starting a small business, even if it’s just a side idea right now. Your refund can help cover basic setup costs and teach you how business ownership can actually reduce how much you owe in taxes over time.
- Using your refund to cover important annual expenses, like insurance, so you’re not constantly juggling monthly bills and can slowly create more breathing room in your budget.
You don’t have to do all of this at once. And you don’t have to know everything.
The membership is designed to help you learn as you go, understand your options, and make choices that feel realistic for where you are right now.
If you’ve ever wished you were “better with money,” this is a gentle place to start.
If you’re curious, you can explore the membership and see if it feels right for you.